Contractors Insurance

Protection for Every Job and Budget

For a contractor, a new job also means a new risk.  An accident can cause injuries or property damage leading to a loss that can potentially overwhelm your business with financial liabilities.  We understand the fact that you need to stay focused on the work, not the risks you face every day. Our experienced professionals maintain relationships with reputable companies to obtain the coverage that meets your needs and puts your mind at ease.

We are dedicated to understanding the specifics required by contractor’s insurance and the need for expediting insurance certificates on a timely basis. We know your clients and licensing depend on this and pride ourselves on providing these certificates quickly.

We offer exclusive programs specific to the needs of every trade from Artisans to General Contractors including:

  • Carpenter

  • Electrician

  • Handyman

  • Mason

  • Painter

  • Plumber

  • And more…


Our office can provide a basic policy to a thorough mix of coverages that vary according to the work you do. In addition to liability we can provide commercial insurance solutions for:

  • Property in transit covering equipment and losses to goods stored (on or off your premises) or being transported to/from your premises

  • Workers Compensation is required in almost every state for businesses with employees, one being New York State. It replaces replace lost wages, pay medical treatment for work related injuries.  New York State also requires all employers carry disability insurance for their employees.

  • Errors and Omissions considers professional errors for negligence or other mistakes resulting in a loss to the customer during business activities


If your insurance misses any one aspect of this protection, your job and your company could be at serious risk.

Electricians Insurance

The Brooks Robb & Callahan’s Electricians Insurance programs are available for self-employed professionals, small businesses and large corporations. Our office has been providing comprehensive and affordable Electricians Insurance for 45 years.

In these litigious times prospective customers request proof of insurance prior to their decision.  Our office provides your certificates of insurance quickly so you can begin the job without delay.

HVAC Insurance

Brooks Robb & Callahan specializes in HVAC Insurance. If you install, upgrade or repair Heating, Ventilation and Air Conditioning systems in residential and/or commercial buildings then you certainly need insurance to protect your assets.

As an HVAC contractor you literally work under pressure. Our experienced agents will provide you with the insurance your business needs in order to have the peace of mind to focus on the challenges of your job. We fully understand the challenges of the HVAC industry and can offer the right packages at the best possible rates.

We understand you’re depending on us to respond quickly and our office is vigilant in being responsive and providing certificates of insurance promptly.

Plumbers Insurance

At Brooks Robb & Callahan, our Plumbing Insurance programs are available to self-employed plumbing professionals, small companies and large corporations. Our office has been providing both residential and commercial plumbing contractors the best rates since 1971.

Having plumbers insurance is mandatory for your protection and that of your clients. A small accident could result in large claims that drain your business assets.

Thousands of plumbing contractors have already considered our policy since it offers them great protection. However, we can also help you customize the right policy for your needs in order to provide the best possible coverage for your business.

We’ll help you every step of the way in order to ensure you get the policy that best fits your needs.

We know that Certificates are an important part of your business and client satisfaction. Our knowledgeable staff is available to issue your certificates promptly and ultimately gives your clients added confidence to work with you.

Why We're Different

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. Our representatives are experienced in the construction industry and obtaining coverage suited to your unique needs.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.