Condo & Co-Op Insurance

Insurance for you Condo or Co-Op

Condo and co-op insurance offers coverage for the unit's structure or "additions and alterations" and the unit owner's contents and personal liability.  By getting this type of insurance, you’ll be covered for items that the condominium association’s policy doesn’t include.  We always recommend speaking with your association regarding their Master Policy so you know what you are and are not responsible for.

If you have a condo or co-op policy in place, pay attention to the following limits:

  • Additions & Alterations or Improvements & Betterments

  • Personal Property

  • Additional Living Expenses

  • Personal Liability

  • Medical Payments to Others


Your condo or co-op association is typically not responsible for what’s inside your unit or what happens in your unit.  Let us help you make sure you are covered properly. 

  • What if you have a fire that destroys everything?

  • What if you have a pipe burst that damages your unit or causes damage to someone else's unit?

  • What if a guest trips and falls in your kitchen?

  • What if your dog bites someone on a walk? 


Your policy can protect you!

Free Quotes from Top-Rated Insurance Companies

Whether you just purchased your very first condo or co-op on Long Island, in New York City or upstate New York State or you have owned several properties, your home deserves the very best. Owning a condo or co-op can be a big responsibility, and unfortunately, a lot can go wrong. From fire to weather damages to a break-in, you want to protect your home the best you can. We understand, and we can help you be more prepared for life’s unpredictable moments.

In many cases, a person’s home is their biggest and most valuable investment. It’s also most likely a place that you plan to live in for years to come.

In the unfortunate event that your home suffers from any damages, a condo or co-op policy can help you get back on track. If you are looking for a more comprehensive insurance plan that offers additional or specific coverage, our agents at Brooks Robb & Callahan can help you find the plan that best aligns with your needs.

Our main objective is to help you sleep better at night knowing that your home is in our hands. With over 100 years of protecting condos and co-ops in Long Island, New York City and upstate New York, we have the experience that you can trust. Whether you are purchasing insurance for a new home or switching from your current homeowner’s policy, learning more about our insurance solutions has never been easier. Call us today and speak to our agents, or fill out our simple online form